What to Know

  • Zerohash launched AUTH, a service aimed at simplifying crypto transfers between linked accounts.
  • The tool lets users approve transfers without copying wallet addresses or choosing a blockchain network.
  • AUTH supports crypto, stablecoins and blockchain-based securities such as stock tokens.
  • Zerohash says AUTH supports more than 600 connections across wallets, exchanges and brokerage accounts.
  • Developer documentation listed support for 639 wallets and four exchange or brokerage accounts.
  • Coinbase, Robinhood and Gemini are live on the service, while Kraken is in beta.
  • The launch was announced at the Money20/20 conference in Las Vegas.
  • The product rollout comes as Zerohash’s application for a national trust bank charter remains pending.

Zerohash Pushes for a Simpler Crypto Transfer Experience

Zerohash has introduced AUTH, a new crypto transfer service designed to remove some of the most persistent usability hurdles in digital asset transactions. The service allows users to move crypto between linked accounts without manually copying wallet addresses or selecting the blockchain network behind the transaction, a process that has long been viewed as intimidating for less experienced users and inefficient for frequent market participants.

The Chicago-based crypto services firm announced the product at the Money20/20 conference in Las Vegas, positioning AUTH as an infrastructure layer for apps that want to offer smoother digital asset movement. Instead of asking users to paste long wallet strings, double-check network compatibility and worry about sending assets to the wrong destination, AUTH is intended to let users pick an account or wallet inside a participating app, sign in and approve the move.

For the crypto industry, the launch speaks to a broader push to make blockchain-based transactions feel less technical. Wallet addresses, network selection and settlement routing are essential parts of onchain activity, but they often sit too close to the user experience. AUTH aims to move more of that complexity into the background while still allowing apps to define which assets, accounts and transfer types they support.

How AUTH Works for Users and Apps

AUTH is built around account linking and transaction approval. A user inside an app that offers the service can select a connected exchange account or self-custody wallet, authenticate access and approve a transfer. Zerohash then handles the routing and settlement functions that sit behind the transaction, while the individual app controls the permissions, available assets and supported transfer paths.

That design is meant to reduce the number of decisions a user must make before moving funds. In conventional crypto transfers, users may need to identify the correct destination address, confirm that the sender and receiver support the same blockchain network, verify the asset format and sometimes send a small test transaction before moving a larger amount. Those steps are familiar to experienced crypto users, but they remain a major friction point for mainstream adoption.

Ryan Beaudry, general manager of AUTH, said onchain rails scale when users stop thinking about the underlying technology. He described usability, trust and control as the inflection point for mass adoption. Beaudry previously served as executive vice president of global product and operations for open finance at Mastercard, bringing payments and open finance experience to the new Zerohash product line.

AUTH is not limited to one category of digital asset. Zerohash says the service supports crypto, stablecoins and blockchain-based securities, including stock tokens. That broader scope reflects the direction of many crypto infrastructure providers, which are increasingly building systems that can support both traditional digital assets and tokenized financial instruments.

More Than 600 Connections Across Wallets and Platforms

Zerohash says AUTH supports more than 600 connections. The firm’s developer documentation listed support for 639 wallets and four exchange or brokerage accounts. The supported ecosystem includes Coinbase, Robinhood, Gemini, MetaMask and Phantom, with Coinbase, Robinhood and Gemini live and Kraken in beta.

The distinction between wallets and exchange or brokerage accounts is important. Self-custody wallets give users direct control over private keys and onchain activity, while exchanges and brokerages often provide account-based access with custodial infrastructure. A transfer product that can connect across both environments may appeal to companies trying to reduce the boundary between app-based crypto balances and self-custody assets.

For users, the potential benefit is straightforward: fewer manual steps and less risk of operational mistakes. Copying and pasting wallet addresses can create anxiety because blockchain transactions are typically difficult to reverse. Choosing the wrong network can also result in delays or loss of access to funds, depending on the platform and asset involved. By abstracting routing and settlement, AUTH aims to make transfers feel more like approving a familiar account-to-account movement.

Alex LaPrade, chief executive of a popular non-custodial Ethereum and multi-chain crypto wallet, said transfers to wallets have historically involved repeated address checks and test payments. He characterized that process as one of the biggest points of friction that AUTH is aiming to simplify. The comment captures a common industry concern: crypto’s technical safeguards can protect users, but the burden of executing them correctly often falls on the user.

Regulatory Ambitions Remain in Focus

The product launch comes as Zerohash continues working to expand its regulatory standing. In July, the Office of the Comptroller of the Currency returned the firm’s application for a national trust bank charter, a step the agency takes when it considers a filing materially deficient. Zerohash characterized the return as an administrative process and refiled a narrower application on Aug. 18. The application remains pending.

A national trust bank charter would be significant for any crypto infrastructure company seeking to operate with a broader federal regulatory framework. For firms that provide custody, compliance, settlement and blockchain connectivity, regulatory positioning can be a major factor in winning enterprise clients and navigating digital asset policy uncertainty. Zerohash’s pending application therefore remains a closely watched part of the company’s broader strategy.

The timing of AUTH’s launch highlights the dual track many crypto infrastructure firms are pursuing: building products that make digital assets easier to use while also seeking regulatory structures that can support institutional adoption. In practice, the two goals are linked. Enterprise clients often want smoother user experiences, but they also require strong compliance, custody and settlement controls before offering crypto-related products at scale.

Zerohash’s Role in Crypto Infrastructure

Founded in 2017, Zerohash provides crypto infrastructure through APIs and developer tools. Companies connect to the firm’s platform, while Zerohash handles custody, compliance, liquidity, settlement and blockchain connectivity. That model allows financial technology companies, brokerages and other platforms to offer digital asset services without building every component of the stack internally.

The firm already provides crypto infrastructure for companies including Morgan Stanley’s E*Trade. Its website describes a global regulatory footprint across the EU, Latin America, Bermuda and the U.S., along with regulated entities in 51 U.S. jurisdictions. That breadth is part of the company’s pitch to institutions that need coverage across markets and compliance regimes.

Zerohash has also been the subject of broader strategic interest. The company was in acquisition talks with Mastercard, though those discussions fell through earlier this year. Around that time, Zerohash was reportedly in talks to raise $250 million at a $1.5 billion valuation. Those figures underscore the level of investor and strategic attention surrounding crypto infrastructure providers, particularly those positioned around compliance and enterprise connectivity.

Why Transfer Usability Matters for Crypto Adoption

Crypto payments and transfers have matured substantially, but the user experience often remains uneven. A person sending funds between platforms may be asked to understand address formats, chain compatibility, token standards, withdrawal rules and confirmation processes. For industry veterans, those steps are part of normal asset management. For newer users, they can feel like barriers that make digital assets less accessible than conventional financial apps.

AUTH reflects a growing industry view that mainstream crypto adoption depends on reducing visible complexity. If users can approve a transfer in a familiar app environment while infrastructure providers manage the settlement path behind the scenes, crypto services may become easier for consumer-facing platforms to offer. That approach mirrors a broader technology pattern: complex systems tend to scale when the most technical elements become invisible to the end user.

At the same time, abstraction introduces its own responsibilities. Apps using AUTH still need to decide which assets, accounts and transfer types are permitted. Infrastructure providers must manage compliance obligations, routing logic, custody arrangements where applicable and connections across wallets and platforms. The promise of a simpler front-end experience depends on the reliability of the back-end systems that support it.

For Zerohash, AUTH adds a user-experience-focused layer to an infrastructure business that already spans custody, liquidity and settlement. The rollout may help the company appeal to platforms that want to provide digital asset transfers without exposing users to the full complexity of blockchain operations. Whether that becomes a catalyst for broader adoption will depend on how widely the service is integrated and how effectively it performs across supported connections.

Industry Implications

The launch lands at a time when crypto companies are competing not only on asset access but also on ease of use. Stablecoins, tokenized securities and self-custody wallets all require movement between different environments. A service that reduces the operational burden of those movements could become increasingly relevant as users hold assets across exchanges, brokerages and wallets rather than in a single platform.

Market participants will be watching how AUTH performs in live integrations, particularly across major platforms and wallet providers. Support for widely used names such as Coinbase, Robinhood, Gemini, MetaMask and Phantom gives the service a recognizable starting point, while Kraken’s beta status suggests the network of supported connections could continue evolving. For developers, the appeal will likely rest on the combination of broad connectivity, settlement handling and the ability to embed transfer approval into existing app flows.

FXCOINZ views the launch as part of a larger infrastructure shift in digital assets: the next phase of competition is less about making blockchain access possible and more about making it intuitive. AUTH is Zerohash’s latest attempt to push that transition forward, even as the company’s regulatory ambitions remain under review.

Frequently Asked Questions (FAQs)

What is Zerohash AUTH?

AUTH is a Zerohash service that lets users move crypto between linked accounts without copying wallet addresses or choosing a blockchain network. It is designed to simplify transfers inside apps that integrate the service.

What problem is AUTH trying to solve?

AUTH aims to reduce friction in crypto transfers. Traditional transfers often require users to copy wallet addresses, confirm networks and sometimes send test payments, which can be confusing and time-consuming.

Which assets does AUTH support?

Zerohash says AUTH supports crypto, stablecoins and blockchain-based securities such as stock tokens. Each app using the service determines which assets and transfer types it will allow.

How many connections does AUTH support?

Zerohash says AUTH supports more than 600 connections. Its developer documentation listed support for 639 wallets and four exchange or brokerage accounts.

Which platforms are live on AUTH?

Coinbase, Robinhood and Gemini are live on AUTH, while Kraken is in beta. Zerohash also named MetaMask and Phantom among supported connections.

Does AUTH mean users no longer need wallets?

No. AUTH is designed to connect accounts and wallets more easily, not eliminate wallets. Users can link exchange accounts or self-custody wallets and approve transfers through participating apps.

What is the status of Zerohash’s trust charter application?

Zerohash’s application for a national trust bank charter remains pending. The Office of the Comptroller of the Currency returned a prior application in July, and the firm refiled a narrower application on Aug. 18.

Why does Zerohash’s regulatory position matter?

Regulatory standing matters because Zerohash provides infrastructure tied to custody, compliance, liquidity, settlement and blockchain connectivity. Strong regulatory positioning can be important for enterprise clients evaluating crypto services.

When was Zerohash founded?

Zerohash was founded in 2017. The firm provides crypto infrastructure through APIs and developer tools for companies that want to offer digital asset services.