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Privacy Policy & Terms of Service

LAST UPDATED: MAY 25, 2024

PRIVACY POLICY

Last Updated: May 25, 2024

This Privacy Policy is applicable to the information collected on www.fxcoinz.com (the "Site") by FXCOINZ ("us," "we," or "our"). By using the Site, you agree to the collection and use of information as outlined in this policy.

General

This Privacy Policy governs the manner in which FXCOINZ collects, uses, maintains, and discloses information collected from users of the www.fxcoinz.com website and associated services.

This Privacy Policy constitutes a legally binding agreement between you ("you" or "user") and us. Your visit, access, or use of the Website or App, or provision of information to us in any format, signifies your agreement and acceptance of the terms outlined in this Privacy Policy. You hereby consent to the collection and utilization of information as described in this Policy. We recommend careful review of this Policy and periodic check-ins to stay informed about it and any subsequent modifications. If you disagree with the terms of this Privacy Policy, we kindly ask you to discontinue the use of the service immediately and, where applicable, uninstall it.

The definitions stipulated in the Terms and Conditions shall apply to this Privacy Policy unless explicitly stated otherwise. Additionally, we urge you to familiarize yourself with our Terms and Conditions and Cookie Policy, which are seamlessly integrated into this document by reference. Please take note of any other policies that may be communicated to you by us over time.

By accessing or using the FXCOINZ services, you consent to the collection, use, and disclosure of your information as outlined in this Privacy Policy.

Information Collection and Use

While using our Site, we may collect personally identifiable information, such as your name, email address, postal address, and phone number ("Personal Information"). This information is used to contact or identify you.

Information We Collect

We gather two types of data and information:

(1) Non-Personal Information: This includes non-identifiable data such as approximate geo-location, web requests, browser type and language, pre- and post-visit web pages, URLs, platform type, click numbers, landing pages, viewed pages, their order, and time spent on each page. We collect and retain this information for security purposes, auditing and statistical tracking of usage, auditing our affiliates, and calculating payments to third parties.

Cookies: Non-Personal Information is acquired, among other methods, through the use of cookies. When accessing or using the Website, one or more cookies may be employed. Cookies are small text files stored on a user's device, facilitating a website to remember user preferences. For detailed information regarding cookies and their usage on the Website and other platforms implementing our web tools, please refer to our Cookie Policy, which also provides instructions on managing or disabling cookies.

Web Beacons: We utilize a software technology known as "clear gifs" or Web Beacons. These are small code snippets embedded on a website to monitor visitor behavior and collect data about their browsing activities. For instance, web beacons can tally the number of users visiting a web page or dispatch a cookie to the browser of a visitor accessing that page.

(2) Personal Information: "Personal Information" encompasses data that may be of a private or sensitive nature, including your name, gender, phone number, email address, mailing address, payment information, and IP address. Your IP address is collected as part of your use of the Service. Additionally, when creating an account ("Account") on the Website, necessary to access specific parts of the Service, we collect the following Personal Information from you: your full name, email address, password, and phone number.

Providing this information is optional for using the service. Should you choose to provide it, we will retain it in our records and process it solely in accordance with the provisions of this Privacy Policy. Please consult the "Who Else Receives this Information?" section of this Privacy Policy to understand how Personal Information is shared.

Alternatively, you have the option to create an Account using your credentials from a designated third-party website or service like Facebook, Google+, or Twitter ("Third Party Account"). By doing so, you can log in to your Account through your Third Party Account. If you opt for this method, a pop-up box for the Third Party Account will appear during Account creation, which you'll need to approve to proceed with the Account opening. This pop-up will detail the types of information we'll obtain and the activities we may perform in connection with your Third Party Account. Such information may include, but is not limited to, your Personal Information stored on the Third Party Account, like your username, email address, profile picture, gender, date of birth, and any other information you've chosen to include in your Third Party Account profile. It's important to note that once your Account is opened, the Personal Information accessible via a Third Party Account is contingent upon your individual privacy settings in that Third Party Account and any privacy policies maintained by its providers.

We treat any Non-Personal Information specifically linked to Personal Information as Personal Information.

We collect and process the aforementioned Personal Information based on your consent where applicable, when processing is necessary for the performance of a contract between you and the Company, or when processing is necessary to fulfill a legitimate interest pursued by us.

Log Data

We gather information, known as Log Data, including your computer's Internet Protocol ("IP") address, browser type, browser version, visited pages, time and date of your visit, time spent on pages, and other statistics.

What Information We Process

We collect Personal Information, including identifiers, telephone numbers, protected classification characteristics, internet or other electronic network activity information, and geolocation data. This information is shared with service providers for business purposes and may be sold to third parties.

Sources of Personal Information

We collect Personal Information from consumers directly, advertising networks, data analytics providers, operating systems, and social networks.

What is the Purpose of Collecting this Information?

The collection and processing of Personal Information aim to provide services, send communications, monitor trends, comply with legal obligations, and personalize the service.

Business/Commercial Purpose for Collection

We collect and process Personal Information to provide, operate, maintain, improve, and promote the service, send transactional and commercial communications, monitor trends, comply with legal obligations, and personalize the service.

Who Else Receives this Information?

We may internally share or transfer information, including Personal Information, within our group of companies for the purposes outlined above. These companies may be located in countries that offer different levels of privacy protection than your jurisdiction.

Additionally, we share both Personal and Non-Personal Information with trusted third parties when necessary to provide, maintain, or enhance our services and operations. This includes third-party advertisements and affiliates; we share your information with third parties to provide you with advertisements and offers we or they believe you may find relevant. These third parties may operate in countries with varying levels of privacy protection compared to your jurisdiction.

Furthermore, we share your Personal and Non-Personal Information with:

Third parties providing services to the Company to facilitate the provision of our Service, including analytics, email service providers, and data verifiers.
Third parties assisting the Company with the operation of the Website.
Auditors, contractors, or other advisers auditing any of the Company’s business processes.
Potential purchasers or investors in the Company.

If you opt to acquire a member card, other users of the Website may have access to certain personal details about you, provided you've shared them with us. This may include your name, profile picture, and general geographic location (country).

Should you choose to disclose Personal Information via our forms, we may share it with one or more of our third-party providers, potentially leading to a loan offer for you. It's important to note that such third parties may act as "controllers" of your Personal Information, and the handling of said data will adhere to their respective privacy policies.

Any processing conducted by our third-party service providers ("Recipients") will, as required by law, be regulated by a data processing agreement in compliance with legal standards. This agreement ensures the preservation of your statutory data protection rights and mandates Recipients to treat your Personal Information with respect and in accordance with relevant laws. In cases where a Recipient operates outside the European Economic Area (EEA), we will only transfer your data to countries approved by the European Commission as providing an adequate level of data protection or ensure that legal agreements governing data transfer guarantee an adequate level of data protection. Recipients are bound to maintain the confidentiality of this information and utilize your Personal Information solely for the services specified by FXCOINZ and for purposes dictated by FXCOINZ.

We may also disclose your Personal Information and other data under specific circumstances if we have compelling reasons to believe it's necessary to:

Comply with legal obligations, regulations, subpoenas, requests from applicable authorities, or court orders.
Detect, prevent, or address fraud, security issues, violations of our policies, or technical concerns.
Enforce the terms of this Privacy Policy or any other agreements between you and FXCOINZ, including investigating potential violations thereof.
Safeguard the rights, property, or safety of the Company, its partners, affiliates, users, or the general public.

When utilizing our website, we share collected information such as your hashed email, IP address, or details about your browser and operating system with our identity partners and service providers. These partners furnish an online identification code, which we may store in our first-party cookie for the purpose of online, in-app, and cross-channel advertising. This data may also be shared with advertising companies to facilitate interest-based and targeted advertising. To opt out of this practice, please click here: Opt Out Link.

Collection of Information for Business Purposes

Our company adheres to collecting and processing Personal Information in a manner aligned with its original purpose or as authorized. Across all data categories, we may utilize the information collected, including Personal Information where applicable, for the following purposes:

Facilitating the provision, operation, maintenance, improvement, and promotion of our Service.
Granting you access to and facilitating your use of the Service.
Sending transactional messages, such as responses to your inquiries, comments, and requests, as well as providing customer support and sending technical notices, updates, security alerts, and administrative messages.
Distributing commercial communications, respecting your communication preferences, which may include information about products and services, features, surveys, newsletters, offers, promotions, and events from us and our partners. Additionally, we may share other news or information about us and our partners.
Monitoring and analyzing trends, usage, and activities related to the Service for marketing or advertising purposes.
Fulfilling legal obligations and investigating and preventing fraudulent transactions, unauthorized access to our Services, and other illicit activities.
Customizing the Service to suit your interests and preferences by providing tailored features, content, or advertisements.
Processing for any other purposes for which we obtain your consent.

When you visit the Site, we may utilize third-party advertising technology to display advertisements. This technology employs your information, gathered from your use of the Services, to present advertisements to you (for example, by deploying third-party cookies on your web browser).

You have the option to opt-out of numerous third-party ad networks, including those managed by members of the Network Advertising Initiative (“NAI”) and the Digital Advertising Alliance (“DAA”). For further details on this practice by NAI and DAA members, and to explore your choices regarding the use of your information by these companies, including opting out of third-party ad networks operated by NAI and DAA members, please visit their respective websites: NAI Opt-Out and DAA Opt-Out.

We may share or transfer Personal Information internally, with trusted third parties, and as part of mergers or acquisitions. The transfer is handled in compliance with CCPA requirements.

In certain instances, we may sell Personal Information to third parties. Users have the right to opt-out of the sale of their Personal Information.

Direct Marketing

If you've given consent to receive promotional materials from a specific broker(s) (referred to as the "Broker") and exchange(s) (referred to as the “Exchange”) during registration, we may share your full name, email address, and phone number with them. The Broker may periodically utilize this information to send you promotional materials, provided you granted permission during registration and have not unsubscribed subsequently in accordance with the provided procedures. You can opt-out of receiving these offers or fxcoinz.com's marketing emails at any time by clicking the unsubscribe link in the email's footer or following the on-page instructions at www.fxcoinz.com/instructions. Upon unsubscribing, we will remove your full name, email address, and phone number from our marketing distribution lists and any future lists shared with the Broker and Exchange. However, you may also need to separately unsubscribe from marketing offers sent by the Broker. Please be aware that to send you promotional materials, the Broker may assign you a username and password for accessing their site via an account. You have the option to contact the Broker at any time to remove your account.

User Rights and Data Retention

You retain the right to access, correct, update, or object to the use of your Personal Information. You can exercise these rights by submitting a written request to FXCOINZ through our Contact Us page. We will address your requests promptly and professionally, ensuring compliance with applicable laws.

Cookies are used to collect data sent to your browser from the Site. You can instruct your browser to refuse all cookies, but it may limit your ability to use some portions of our Site.

Security

While we implement commercially acceptable means to protect your Personal Information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.

User Rights Under the CCPA

California residents have the right to know, delete, and opt-out of the sale of their Personal Information. Requests can be made via email or physical address provided.

Non-Discrimination

We do not discriminate against consumers exercising their CCPA rights.

Do Not Track Signals

We honor Do Not Track signals and do not track, plant cookies, or use advertising when a Do Not Track browser mechanism is in place.

Record Keeping

We maintain records of consumer requests and responses for a minimum of 24 months.

Children's Information

Our service is not intended for minors under the age of 16. We may request proof of age.

Updates or Amendments to the Privacy Notice

We reserve the right to change the Privacy Notice with notice of substantial changes.

Changes to This Privacy Policy

This Privacy Policy is effective as of February 6, 2024, and may be updated or changed. Check this page periodically for modifications. Your continued use of the Site after any changes constitute your acknowledgment and consent to the modified Privacy Policy.

If we make material changes, we will notify you through the email address you provided or by placing a prominent notice on our website.

Contact Us

For privacy inquiries, please contact us at:

info@fxcoinz.com

Terms And Conditions

The following delineates the terms and conditions (referred to as the “Terms and Conditions”) under which FXCOINZ Limited (referred to as the “Company” or “FXCOINZ” or “We”) provides access to the Internet site located at www.fxcoinz.com, including its associated country-specific sites, related sub-domains, and/or mobile applications (collectively referred to as the “Site” or “App”, and collectively as the “Services”) to you, the customer, regardless of whether or not you hold an Account (as defined below) (“you” or “You”).

PLEASE REVIEW THE PRIVACY POLICY, COOKIE POLICY, RISK WARNING, AND ALL OF THE FOLLOWING TERMS AND CONDITIONS, INCLUDING THE SPECIAL CONDITIONS, BEFORE UTILIZING OUR SERVICES. BY CONTINUING TO ACCESS OR USE OUR SERVICES, YOU INDICATE YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS. We reserve the right to modify, remove, or append to these Terms and Conditions at any time. Please refer to the “Last modified” section at the top of this document to ascertain when the Terms and Conditions were last revised. Any alterations to the Terms and Conditions will become effective upon our posting of the revised Terms and Conditions. Your continued use of the Services, or provision of personal information following any modifications, indicates your acceptance of the updated Terms and Conditions.

If, at any time, you do not wish to accept the Terms and Conditions, you may not utilize our Services. Any terms and conditions proposed by you that are supplementary to or conflict with these Terms and Conditions are explicitly rejected by the Company and will hold no validity.

For Special conditions pertaining to fxcoinz.com Money, please refer to the applicable section.

You acknowledge and agree that FXCOINZ may, without notice, discontinue or modify the Services at any time. Additionally, you understand and agree that FXCOINZ may cease or curtail your use of the Services for any reason, without prior notification.

Your Account

As part of the process necessary to set up an account on the Services (an “Account”) and obtain access to certain parts of the Services, you will be required to either provide your full name, email address, password, and phone number (the “Registration Credentials”) or register via one of the Third Party Accounts (as defined below). You must ensure that your Registration Credentials are accurate, truthful and updated. We reserve the right to block the creation of your Account based on our inability to confirm the authenticity of your Registration Credentials. As an alternative to registering directly with the Site or App by providing your Registration Credentials, we give you the option to register and login to your Account via one of your account(s) with social media sites such as Facebook, Twitter or Google+ (the “Third Party Account(s)”). Please see our Privacy Policy for more information about logging in to your Account via a Third Party Account. Unless you log into your Account via a Third Party Account, please note that your email address and password which you provide as part of the Registration Credentials will be used to login in to your Account. You will be solely responsible for maintaining the confidentiality of your email address and password and must immediately notify us of any unauthorized use of your Account. You are solely responsible for all activity and usage on your Account, including, but not limited to, use of the Account by any third party authorized by you to use your email address and password. We permit you to maintain only one Account to access the Services at any time and you hereby represent that you currently have no other Account(s). We reserve the right to terminate your Account, in our sole discretion, at any time without notice. You may terminate your Account at any time by unsubscribing in the manner described at www.fxcoinz.com/unsubscribe. You must complete the unsubscribing process in the manner described therein. Upon termination, you will receive an automated confirmation via e-mail that the request was received, and your Account will be terminated immediately.

Disclaimer

Due to the multitude of sources from which the content on our Services is sourced, and the inherent risks of electronic distribution, there may be delays, omissions, or inaccuracies in such content and the Services.

THE SERVICES, AND ANY MATERIAL AND/OR CONTENT APPEARING THEREON (“CONTENT”), ARE PROVIDED “AS IS”, WITHOUT ANY WARRANTIES. FXCOINZ, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, AGENTS, AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, TIMELINESS, NONINFRINGEMENT, TITLE, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT AVAILABLE THROUGH THE SERVICES, OR THE SERVICES THEMSELVES, AND FXCOINZ HEREBY DISCLAIMS ANY SUCH EXPRESS OR IMPLIED WARRANTIES.

IN NO EVENT SHALL FXCOINZ, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, AGENTS, OR LICENSORS BE LIABLE TO YOU OR TO ANY THIRD PARTY OR TO ANYONE ELSE FOR ANY KIND OF FINANCIAL LOSS, LOST PROFITS, ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGE, OR ANY OTHER SIMILAR DAMAGE OR ANY OTHER LOSS OR INJURY, RESULTING DIRECTLY OR INDIRECTLY FROM USE OF THE SERVICES, CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING, OR DELIVERING THE SERVICES AND ANY CONTENT ON THEREON.

IN NO EVENT SHALL FXCOINZ, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, AGENTS, OR LICENSORS BE LIABLE TO YOU OR ANY THIRD PARTY OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH CONTENT ON THE SERVICES OR THE SERVICES THEMSELVES.

Legal Restrictions

You acknowledge that laws concerning financial contracts differ worldwide, and it is your sole responsibility to ensure full compliance with any laws, regulations, or directives applicable to your country of residence regarding the use of the Services. Access to our Services does not automatically imply legality under the laws, regulations, or directives applicable to your country of residence for our Services and/or your activities through the Services.

The Services do not constitute, and may not be utilized for, the purpose of making an offer or solicitation to any individual in any jurisdiction where such offer or solicitation is unauthorized, or to any person to whom it is unlawful to make such an offer or solicitation. Access to the Services and the offering of financial contracts through our Services may be limited in certain jurisdictions. Therefore, users accessing our Services are required to familiarize themselves with, and adhere to, such limitations.

Limited License

FXCOINZ grants you a non-exclusive, non-transferable, and limited personal license to access and utilize the Services (the “License”). This License is contingent upon your complete and ongoing compliance with these Terms and Conditions. You agree not to "deep-link" to the Services, resell or grant access to the Services to others, and refrain from copying any materials visible on the Services for resale or any other purpose to others without prior written consent from FXCOINZ. You are responsible and bound by any unauthorized use of the Services made in breach of this section. Additionally, you agree not to employ any electronic communication feature of the Services for any purpose that is unlawful, tortious, abusive, invasive of another's privacy, harassing, libelous, defamatory, embarrassing, obscene, threatening, or hateful. The License granted under these Terms and Conditions will be terminated if FXCOINZ believes that any information provided by you, including (but not limited to) your Registration Credentials, is no longer current or accurate, or if you fail to comply with any term or condition of these Terms and Conditions and all rules and guidelines for each of the Services. In the event of such a violation, you agree to discontinue accessing the Services. You also agree that FXCOINZ, at its sole discretion and with or without notice, may terminate your access to any or all Services, and delete and discard any information or content within the Services, at its sole discretion and with or without notice.

Despite the grant of the licenses, you acknowledge that all rights in the Tools, the Code, and all information and data made available therein belong to FXCOINZ, its affiliates, and/or Third Party Providers and are protected by copyright and other intellectual property rights.

You may not alter the Code or circumvent any mechanism preventing unauthorized reproduction or distribution. FXCOINZ may immediately block the use of the Tools on your website if you breach these provisions.

You must post an appropriate privacy policy containing notice of the cookies used within the Tools and comply with applicable laws and regulations relating to the collection of information from visitors to your website.

Nothing in these Terms and Conditions creates any obligation on FXCOINZ to pursue or consummate any business or other relationship with you.

Special Conditions Applicable to FXCOINZ.com Money

fxcoinz.com Money does not engage in loan or credit decisions, nor does it originate or lend funds or any other form of credit. Instead, it provides general information obtained from various service providers. We may receive a referral fee for displaying such third-party providers in our Services. Please note that the Services may not include all personal loan companies or all types of products available in the marketplace. We do not guarantee that the Services display the best possible rates and terms available in the market.

None of the information provided on the Services should be construed as financial product advice or a recommendation.

Your interaction with third-party providers displayed on the Services, including the receipt of a loan or any other form of credit, is subject to a separate agreement between you and the relevant third party. You acknowledge and agree that FXCOINZ plays no role in the third party's decision to provide or withhold funding. The terms of any credit, loan, or funding provided by a third party are entirely at the discretion of that third party.

Without limiting the “Links to Third Party Sites” section above, you agree not to hold FXCOINZ liable for any loss or damage of any kind incurred as a result of any interaction you may have with third parties referred to from the Services.

Please be aware that our services in the US are currently available only in the following states: Alabama, Alaska, Arizona, Arkansas, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Indiana, Iowa, Kentucky, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Mexico, New York, North Carolina, Ohio, South Carolina, South Dakota, Utah, Virginia, Washington, Washington DC, and Wyoming.

Miscellaneous

FXCOINZ reserves the right to transfer its rights in the Services to any third party at its sole discretion. However, you may not assign or delegate your rights under this Agreement without the prior written consent of the Company.

Any failure by FXCOINZ to assert any right or enforce any provision of these Terms and Conditions at any time shall not be construed as a waiver of such right or provision, nor shall it affect the validity of these Terms and Conditions or limit FXCOINZ's rights to enforce them in the future, including in connection with any subsequent breaches.

FXCOINZ retains the right, at its sole discretion, to periodically modify or revise these Terms and Conditions. Your continued use of the Services after any such modifications or revisions constitutes your acknowledgment and acceptance of the changes. The date of the last revision will be indicated in the “Last revised” heading above.