Neobanks

Crypto’s wave of failures is exposing projects that raised aggressively at inflated valuations without building durable revenue. Market participants say the reset is separating speculative token narratives from blockchain infrastructure with real institutional demand.

Crypto executives and banking leaders increasingly see younger consumers moving toward wallets that hold stablecoins, tokenized deposits and other digital assets. The shift points to a future where banks remain important, but the standalone bank account may no longer be the default financial hub.